Universal Credit (UC) 

UC can be claimed if you are working age and on a low income. It is paid monthly. 

You must usually be aged 18 and under state pension age. Your capital must be below £16,000. The resources of couples are added together. 

If you have capital between £6,000 and £16,000, the amount of yield income will reduce your monthly UC entitlement at a rate of £4.35 for each £250 or part £250 above the lower threshold of £6,000. 

You must also sign a claimant’s commitment. This sets out what work-related requirements, if any, you must fulfill. No work-related requirements should be imposed on carers who care for a disabled person for at least 35 hours a week. 

The standard amount of UC can be increased where you have rental housing costs, a child receiving DLA, or you or your partner have limited capability for work-related activity, or you are a carer. 

You can receive the carer element of UC if you meet the qualifying conditions for Carers Allowance. You do not need to have claimed Carers Allowance. 

Note: receiving the carer element in your UC may affect the amount of benefit received by the person you care for. Seek advice in this situation. 

For further information go to:

www.gov.uk/universalcredit/how-to-claim 

www.citizensadvice.org.uk/benefits/universal-credit